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The following list of fees reflects the credit union philosophy that members who use certain services should pay for them, rather than ask all members to share the cost. This way the entire membership of Park Schools Credit Union is served in the fairest way possible. With the availability of online banking you can access your account daily to avoid many of these fees.
| SHARE DRAFT/CHECKING |
| Monthly service charge |
None |
| Per check fee |
None |
| Minimum balance |
None |
| Check printing* |
Varies
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| NSF Overdraft/Return |
$25 per item |
| Stop payment |
$25 per request |
| Photocopy of paid check |
$5 per check |
| Online banking |
FREE |
| PSCU Bill Pay |
FREE |
| Involuntary account closure |
$25 |
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| EFT FEES |
| ATM withdrawals |
$1 each after 5 FREE
per month |
| Replacement card |
$15 |
| Pin reissue |
$5 |
| ATM overdraft |
$25 per item |
| Debit card overdraft |
$25 per item |
| Involuntary debit card closure |
$25 |
| ACH stop payment |
$25 per item |
| ACH return |
$25 per item |
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| OTHER SERVICE FEES |
| Deposit item returned |
$25 |
| Automatic payment transfer (NSF) |
$25 |
| Teller check to 3rd party (Payment cannot be stopped) |
$5 each after 1 FREE per month |
| Lost or stolen teller check |
$25 |
| Domestic outgoing wire transfer |
$15 |
| Domestic Western Union fee |
$25-$50 |
| International Western Union fee |
$45 plus currency conversion |
| Foreign item processing |
$25 - varies |
| Research, balancing or any special service |
$25 per hour
(Minimum charge $25) |
| EZstatements online |
FREE |
| Statement copy |
$5 per statement |
| Account activity printout |
$2 per page |
| Returned statement |
$5 per occurence |
| Inactive account |
$10 per quarter |
| Duplicate lien release card |
$25 |
| Early closing if Individual Retirement Accounts (IRAs) |
$25 |
| Notary Public |
FREE |
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Notice Regarding ATM Fees by Others: You may be charged a fee by the owner/operator of the machine and/or by an automated transfer network.
*Certain fees are not charged to our retired members.
This Fee Schedule is accurate as of 07/01/11. Fees subject to change.
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| External links provided on this web site are for informational purposes only. By linking, you will be leaving PSCU’s web site and going to a site not maintained by PSCU. Consequently, PSCU cannot be responsible for the content of alternate sites and cannot represent you or the third party if you enter into a transaction. Privacy and security policies of such sites may differ from those practiced by PSCU. |
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